
The People Behind PennyLend
We are a boutique mortgage consulting and broking firm with a growing team driven by a singular purpose—raising the standard in mortgage advisory.
PennyLend's Founder Director is Ebby Thomas, a Practicing Engineer and Data Scientist who identified a gap in the market after experiencing firsthand the lack of depth, clarity, and genuine care in mortgage services—whether for a first home, investment, or refinance.
That experience shaped a different vision.
PennyLend was built so you truly belong—not as just a transaction, but as a valued client.
At PennyLend, your journey is not just processed—it is understood, structured, and engineered for the best possible outcome, long before and long after the mortgage is secured.
Your dedicated PennyLend team
Ebby Thomas
Founder Director,
Principal Mortgage Consultant
ebby.thomas@pennylend.com.au
+61 470 343 568

Sunny George
Founder Director
sunny.george@pennylend.com.au
+61 478 380 864
